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How we write.

A plain-English account of who writes our money guides, what we cite, how we review them, and where education stops and advice begins.

Who writes these guides?

OneTruth Money guides are written by the OneTruth Editorial desk. As we add named contributors and credentialed reviewers, each article will carry a byline and, where it gives specific guidance, a “Reviewed by” line with the reviewer’s credential.

What sources do you use?

Guidance-class articles cite five to seven authoritative sources — government and regulator material (the CFPB, the Federal Reserve, the FDIC, the IRS), and reputable financial-education references. We link the sources so you can check them. We don’t cite ourselves as evidence for a general financial fact.

How are articles reviewed?

Every guide is checked against a published standard before it ships: it has to answer the question it asks, end with one concrete step, cite real sources where it makes a factual claim, and avoid hype language. A machine-checked contract enforces the format gates (the actionable takeaway, the education boundary, the banned-hype list) so they can’t be skipped.

How do you handle updates?

When an article changes, the “Updated” date reflects the real date its source was last edited — derived from our version history, not stamped fresh on every deploy. If a guide is no longer accurate, we fix it or take it down rather than leave it up.

Is this financial advice?

No. OneTruth Money content is education, not financial advice. We write about how money decisions work and what a sensible default looks like — but your situation is yours. For advice tailored to you, talk to a fiduciary advisor.

Do you take money to recommend things?

No. There are no sponsored posts, no affiliate links, and no pay-to-play placements in these guides. When we compare OneTruth Money to other apps, we say only what we can stand behind, and we never publish a star rating we haven’t earned with real reviews.