OneTruth Money
You know right now.
The same Safe to Spend on every phone in the house — one number everyone can trust, instead of five apps and a guess. Mark the water bill paid at the kitchen table, and it changes in a pocket across town.
Coming soon to the App Store · Members join free, unlimited
Live demo: two iPhones show the same Safe to Spend number. When the water bill is marked paid on one, the number updates on both — the same figure on every phone.
Live demo
01The old way was a group project
The last “can we afford it?” text you’ll ever send.
Every money app was built for one person. A household isn’t one person — so the truth ends up scattered across five apps, a spreadsheet only one of you keeps, and a text thread at midnight.
Seen 12:02 AM · never answered
household_budget.xlsx
last edited 3 weeks ago
Safe to Spend
$1,284.50The same number on every phone in the house.
Quiet ever since.
Texts sent: zero
Life360 ended the location text. OneTruth ends the money text.
02OneTruth Live
Four promises, one live layer.
OneTruth Live is the layer underneath every app in the family: when something that matters changes, everyone it matters to knows.
Same Page
Every change reaches every Member on every screen — the app, the widget, the lock screen. One household, one view.
One Source of Truth
No per-person versions of the money. The ledger is the ledger, and everyone reads the same one.
Nobody's the Bad Guy
The record says “the water bill is paid” — a fact, not a finger. No scoreboards, no blame, ever.
No More Surprises
The bill that lands before payday, the subscription that crept up — you find out the moment it changes, not at the end of the month.
03Safe to Spend
Not your balance. The truth behind it.
Your available cash, plus the income still landing this period, minus Keep in Account — bills, pending charges, and anything you've set aside. What's left is money with no other job — and it's the same figure on every phone in the household. Tap the number to see exactly how it got there.
The same figure on every phone.
- Income this period
- + $4,120.00
- Upcoming bills
- − $1,986.00
- Keep in Account
- − $540.00
- Pending & Money Requests
- − $309.50
- Safe to Spend
- $1,284.50
Sample data — amounts are illustrative and sum exactly.
Your household, on the same number
Their own login and their own account
Members never share a password.
Widgets and the activity feed
The same number on their lock screen too.
Members are free and unlimited
Invite a partner, parents, a roommate, an accountant.
04Members
Money stopped being an argument.
One subscription covers the household. Everyone else joins as a Member — free and unlimited — with their own login and their own account. Everyone sees the same number, so nobody has to be the bad guy.
The activity feed keeps the facts — “the water bill is paid” — and skips the blame. No spending scoreboards. Ever.
05Workspaces
Every part of life gets its own room.
One subscription, separate spaces — a household, a rent split, a trip, your freelance income. Each keeps its own number and its own people. The college fund and the payroll never meet.
Household
Safe to Spend
$1,284.50Rent, utilities, groceries — the shared basics, on everyone’s phone.
3 people
06Privacy by architecture
What happens at your table stays at your table.
Your money lives on your phone first. The cloud is a sync layer, not a surveillance layer — and there's no ad business here to feed.
No ads, ever
No Meta Pixel, no Google Ads SDK, no ad trackers of any kind — verifiable in the app bundle. Our one analytics tool is PostHog, and it never sees an amount or a balance.
We never sell your data
Your data is the product you bought, not the one we sell. There is no data-broker business here.
On-device-first intelligence
Your AI runs on your phone first. The cloud is a sync layer, not a surveillance layer.
Your data leaves with you
Take it all with you, or delete it — anytime, no questions asked.
Learn
Money, explained straight.
Common questions
Asked before downloading.
What is OneTruth Money?
An iPhone app for people who share money. It turns your bills, income, and budgets into one number — Safe to Spend — that reads the same on every phone in the household. It just works. No setup.
Do the people I invite have to pay?
No. One subscription covers the whole household. Everyone you invite joins as a Member — free and unlimited — with their own login and their own account.
How much does it cost?
$14.99 a month, or $129 a year — about $10.75 a month, a 28% saving. The yearly plan includes a 7-day free trial for new subscribers, and Members are always free.
Is my bank data safe?
Yes. Bank connections are read-only through Plaid — the app can see your transactions but can't move a dollar, and we never store your full account numbers, only the last four your bank already shows you. Every row is locked to your account, so one account can never read another's. Encrypted in transit, and at rest with AES-256. We never sell your data and we don't run ads.
How is it different from other money apps?
Every other money app was built for one person. OneTruth was built for two or more — the same Safe to Spend number lives on every phone, so “can we afford it?” has one shared answer instead of two guesses.
Bring your household onto one number.
Coming soon to the App Store · Members join free, unlimited