One truth. Pay only for what you use.

Pricing FAQ

How does the 7-day free trial work?

Pick the yearly plan ($129/year) and the first 7 days are free. We never charge during the trial; if you cancel before the 7th day you pay nothing. Cancel from Settings → Subscriptions on iPhone (Apple-managed) or Account → Billing on the web.

What happens if I cancel?

You keep full access through the end of your billing period. After that, OneTruth Money drops to read-only — you can still see your bills, transactions, and notes, but new edits + Plaid sync pause until you re-subscribe. Your data is never deleted just because you cancelled.

Why $14.99/mo or $129/year? What's the saving?

$129/year breaks down to about $10.75/month — 28% less than paying monthly. The math is straightforward; we're not running a 'first month free' loss-leader, just a calmer price for committing to a year up front.

Are Members really free, forever?

Yes. Invite as many people as you want into your workspace — partner, accountant, kid old enough to coordinate — they sign in free and stay free, paid for by your subscription. We don't believe the people you share with should pay for the privilege of being co-deciders.

iOS + web — am I billed twice?

No. One subscription per app, paid through whichever channel you chose at signup (Apple App Store on iPhone, Stripe on web). Both sides read the same entitlement; cancelling one removes access on both.

Why per-app pricing instead of one bundle?

Most people don't need every app. A solo freelancer might want Money + Work; a content creator might want Money + Reach; a household might want Money + Together. Per-app pricing lets you pay for exactly what fits your life — and bundles (coming) reward picking a few.

Family or team pricing?

Members are free and unlimited on every paid app — invite as many as you want. Work + Together team plans land before each app's launch. OneTruth deliberately does not use Apple Family Sharing — Members are the household-sharing path with proper identity + data boundaries.

What happens to my data if you go out of business?

Your data is yours — exportable anytime via Settings → Privacy → Export (a single ZIP of everything we hold on you, in human-readable JSON). If we ever shut down, every active user gets 90 days' written notice + a final export window before any servers spin down.