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OneTruth

OneTruth Money · iOS app

You know right now where the money stands. So does everyone who shares it with you.

OneTruth Money — bills, budgets, Safe to Spend, on every co-decider's lock screen, in real time.

Like Life360 — but for your money.

Download for iOSHow it works
  • Bank-level encryption
  • On-device AI
  • Sign in with Apple
  • No ads, ever

Same number. Two phones. The moment it changes.

The problem

Why finance apps haven't fixed the #1 thing couples fight about.

Money is the #1 source of conflict in relationships. Most apps solve information problems by making one person more informed — finance has stayed weirdly stuck on individual tracking.

Mint

Shut down. No shared layer in the first place — pure aggregator.

YNAB

Hours of setup and a religion. Powerful, but solo by default.

Splitwise

Splits bills. Doesn't answer 'are we okay?' or live on the lock screen.

The shift

The unlock is the lock screen.

WidgetKit, Live Activities, and App Intents finally make it possible to put a real-time, interactive, shared piece of financial truth on every co-decider's phone — without forcing anyone to open an app. This is what Life360 did for location. OneTruth Money does it for money.

What you get

Six things, dialed.

Safe to Spend

Know exactly what you can spend after every upcoming bill, reserve, and savings goal — across any timeframe you choose.

Smart Bill Scanner

Multi-page PDFs, on-device OCR auto-fill, smart filenames, searchable PDFs, and a 4-corner perspective re-crop.

Documents Hub

Apple Files-style library with smart folders, peek preview, and 30-day Recently Deleted.

AI Assistant

Manage everything in plain language. 100+ actions, all on-device when possible.

Real-time Collaboration

Shared workspaces with granular permissions and an activity feed of who did what when.

OneTruth Live (lock screen)

The shared widget layer. Same number, every phone, the moment it changes.

A day in the life

Same number, all day.

  1. Stage 1

    Morning

    You wake up, glance at your lock screen, see Safe to Spend $1,247.

  2. Stage 2

    Midday

    Your partner pays the electric bill — your widget ticks down $142, no text needed.

  3. Stage 3

    Afternoon

    AI assistant: 'Move $200 to Travel Savings.' Done.

  4. Stage 4

    Evening

    Family dinner. The Safe to Spend number is the same on every phone at the table.

Pricing

Free for everyone you invite.

Free

$0 forever

Everything for solo use. Bills, budgets, Safe to Spend, AI assistant, scans, documents.

Download for iOS
OneTruth Live

Yearly · per workspace owner

$— /year

  • Live shared lock-screen widgets
  • Real-time activity feed
  • Multi-workspace
  • Members invited free, forever
  • Priority support
Start 14-day free trial

One subscription typically lights up 4–8 lock screens. Apple Family Sharing autodiscovery means the first 4 phones in your family go live in 90 seconds.

Frequently asked

The eight questions we hear most.

See all 100+ FAQs in the app — or browse the Help Center →

Ready to be on the same page?

Open the App Store from your iPhone, or get a launch reminder right in your inbox.

Download on the App Store

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