Mint alternative · 2026
The Mint replacement that does the one thing Mint never could.
A finance app where the same Safe to Spend number lives on every phone in the household — right on the lock screen, not buried inside an app no one opens twice.
Coming soon to the App Store · Members join free, unlimited
Monday, June 8
9:41
Safe to Spend
$1,284.50
Live · on every phone
- Plaid-secured
- Apple Pay accepted
- Your data is never sold
- 7-day trial · yearly
- Cancel anytime
Side by side
How OneTruth Money compares.
| Feature | Mint | OneTruth Money | Rocket Money |
|---|---|---|---|
| Bank account aggregation | |||
| Shared widget, always current | — | — | |
| Bill scanner with OCR | — | — | |
| On-device AI assistant | — | — | |
| Shared workspaces with roles | — | — | |
| Shared notes with version history | — | — | |
| Free for invited Members (unlimited) | — | — |
The unlock
The unlock is the lock screen.
Mint solved aggregation — genuinely well — then shut down in 2024, and Intuit pointed people to Credit Karma. Coming from Mint? Here's where your data goes: import what you already have, and OneTruth Money picks up the one thing Mint never did — the same Safe to Spend on every phone in the household, right on the lock screen.
Same number, two phones
Couples, families, roommates — everyone in a workspace sees the same Safe to Spend number, the moment it changes.
Sign in with Apple
No password to leak, no breach to worry about. Same identity across every device you sign in on.
On-device by default
Bill OCR, AI assistant, smart suggestions — all run on your phone first. Cloud only when it has to.
No ads. Ever.
We've never sold your data and we never will — no ad networks, no data brokers, no model trainers. That's locked in the architecture, not just the privacy policy.
Common questions
Good to know.
Is OneTruth Money a good Mint replacement?
Yes — it picks up where Mint left off. You import the accounts and history you already have, and OneTruth Money adds the one thing Mint never did: the same Safe to Spend number on every phone in the household, right on the lock screen.
Mint shut down — where does my data go?
Mint closed in 2024 and Intuit pointed users to Credit Karma. With OneTruth Money you bring your own data across via import; your data is never sold to ad networks or data brokers, and that's locked in the architecture, not just the privacy policy.
How much does OneTruth Money cost?
One subscription covers a whole household. Invited Members join free — unlimited — and everyone sees the same numbers. There's a 7-day free trial for new yearly subscribers, and if you ever lapse your data stays readable.
Can my partner and I share the same numbers?
That's the point. Couples, families, and roommates in a shared workspace all see the same Safe to Spend, the same bills, and the same notes — updated the moment anything changes.
Done with Mint?
Bring your bills and your household across. Be first in line the day it ships.
Comparison as of July 2026, based on each product's public description. Mint is a trademark of Intuit Inc.; Rocket Money is a trademark of Rocket Companies, Inc. OneTruth is not affiliated with, endorsed by, or sponsored by either.
Replace the spreadsheet · the same number, every phone
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