Mint alternative · 2026
The Mint replacement that does the one thing Mint never could.
A finance app where the Safe to Spend number lives on every co-decider's lock screen and updates the moment it changes — not buried inside an app no one opens twice.
- Plaid-secured
- Apple Pay accepted
- Your data is never sold
- 7-day free trial
- Cancel anytime
Side by side
How OneTruth Money compares.
| Feature | Mint | OneTruth Money | Rocket Money |
|---|---|---|---|
| Bank account aggregation | |||
| Shared widget, always current | — | — | |
| Multi-page bill scanner with OCR | — | — | |
| On-device AI assistant | — | — | |
| Shared workspaces with roles | — | — | |
| Shared notes with version history | — | — | |
| Free for invited Members (unlimited) | — | — | |
| Still in business | Shut down |
The unlock
The unlock is the lock screen.
Mint solved aggregation. It never solved the question two people in a household actually ask each other: 'are we okay?' OneTruth Money puts the answer on every phone the moment anything changes — without anyone opening an app.
Same number, two phones
Couples, families, roommates — everyone in a workspace sees the same Safe to Spend number, the moment it changes.
Sign in with Apple
No password to leak, no breach to worry about. Same identity across every device you sign in on.
On-device by default
Bill OCR, AI assistant, smart suggestions — all run on your phone first. Cloud only when it has to.
No ads. Ever.
We never sold your data. We never will. There's nothing to sell because we never collected anything to sell.
Done with Mint?
Most people are switched in 5 minutes. The hard part is just opening the App Store.
Replace the spreadsheet · 7-day free trial
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