OneTruth Money · Features

Every feature, one page each.

OneTruth Money's ten launch features — each on its own page, each with the proof that it's real.

Plaid-secured
Apple Pay accepted
Your data is never sold
7-day free trial
Cancel anytime

Dashboard showing Safe to Spend of $1,247 with a 7-day breakdown of upcoming bills and reserves.

Frame 01

The one budget number that changes everything.

Safe to Spend subtracts every upcoming bill, reserve, and goal contribution from your real available cash — so you know what you can spend right now without breaking anything.

Two iPhone lock screens side by side, both showing the same Safe to Spend widget with identical values.

Frame 02

Shared lock-screen widgets. Real-time across every phone.

The same Safe to Spend number on every co-decider's lock screen. When anyone pays a bill, every widget updates within seconds — no texts, no app opens, no asking.

AI assistant chat thread showing a natural-language request to add a recurring bill and the confirmation surface that followed.

Frame 03

Private AI assistant for bills, budget & income.

Ask in plain language and the assistant gets it done — add a bill, log income, scan a receipt. On-device with Apple Intelligence; never trained on your data.

Bill list showing color-coded due dates across two weeks with the next-due bill highlighted at the top.

Frame 04

Bill tracker + smart reminders for every due date.

Every bill you owe, ranked by what's due next, with a notification that fires at exactly the right moment — not the day-of-rush, not a week early.

Pay Sheet showing saved-on-bill payment paths above a Send With grid of Venmo, Zelle, Cash App, and PayPal tiles.

Frame 05

One-tap pay: Venmo, Zelle, Cash App, your bank.

The Pay Sheet opens with your saved-on-bill paths, then a Send With grid — Venmo, Zelle, Cash App, PayPal. One tap copies the amount and launches the right app.

Frame 06

Subscription tracker that catches what you'd miss.

Smart Verification surfaces a new recurring charge the moment Plaid sees it, proof lined up. Confirm or refute in one tap before a forgotten trial converts.

Workspaces switcher showing four distinct workspaces (Personal, Family, Freelance, LLC) with per-workspace Safe to Spend.

Frame 07

Workspaces for personal, family, business & freelance income.

Separate spaces for separate parts of your life — personal, family, side hustle, LLC — each with its own bills, accounts, and people. One subscription, every workspace.

Shared Goal detail screen with a partner-contribution Live Activity confirming a deposit toward a Vacation goal.

Frame 08

Shared Goals — your whole household, working together.

A Live Activity ticks up the moment your partner contributes to a shared goal — vacation, a down payment, holiday savings. Everyone sees the same progress.

Net Worth summary showing asset and liability totals with the current month's snapshot and a 12-month trend line.

Frame 09

Income tracker, expense tracker, net worth, year-end taxes.

Track income and expenses against the bills they pay. Net worth covers 7 asset categories and 7 liability categories with monthly snapshots. Year-end totals are ready for taxes.

Privacy panel showing bank-level encryption, no advertising trackers, and a list of approved sub-processors.

Frame 10

Bank-level encryption. No ad tracking. Your data stays yours.

Most finance apps ship advertising trackers; we don't. No Conversions APIs. No third-party Google Analytics. Bank credentials never leave Plaid. Your data is yours.