OneTruth Money · Features

Every feature, one page each.

OneTruth Money's ten launch features — each on its own page, each with the proof that it's real.

Plaid-secured
Apple Pay accepted
Your data is never sold
7-day trial · yearly
Cancel anytime

The one budget number that changes everything.
Safe to Spend takes your available cash, adds the income still landing this period, and holds back every dollar already committed to a bill, a reserve, or a goal — so you know what you can spend right now without breaking anything.
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Shared lock-screen widgets, on every phone.
The same Safe to Spend number on every Member’s lock screen. When anyone pays a bill, every widget updates within seconds — no texts, no app opens, no asking.
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Private AI assistant for bills, budget & income.
Ask in plain language and the assistant gets it done — add a bill, log income, scan a receipt. On-device with Apple Intelligence; never trained on your data.
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Bill tracker + smart reminders for every due date.
Every bill you owe, ranked by what's due next, with a notification that fires at exactly the right moment — not the day-of-rush, not a week early.
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One-tap pay: Venmo, Zelle, Cash App, your bank.
The Pay Sheet opens with your saved-on-bill paths, then a Send With grid — Venmo, Zelle, Cash App, PayPal. One tap copies the amount and launches the right app.
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Subscription tracker that catches the charges that slip by.
Smart Verification surfaces a new recurring charge the moment Plaid sees it, proof lined up. Confirm or refute in one tap before a trial quietly converts.
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Workspaces for personal, family, business & freelance income.
Separate spaces for separate parts of your life — personal, family, side hustle, LLC — each with its own bills, accounts, and people. One subscription, every workspace.
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Shared Goals — your whole household, working together.
A Live Activity ticks up the moment your partner contributes to a shared goal — vacation, a down payment, holiday savings. Everyone sees the same progress.
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Income tracker, expense tracker, net worth, year-end taxes.
Track income and expenses against the bills they pay. Net worth covers 7 asset categories and 7 liability categories with monthly snapshots. Year-end totals are ready for taxes.
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Encrypted in transit and at rest. No ad tracking. Your data stays yours.
Most finance apps ship advertising trackers; we don't. No Conversions APIs. No third-party Google Analytics. Bank credentials never leave Plaid. Your data is yours.
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