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Collaboration
Share with your partner
Invite a co-decider in 30 seconds — they get the same Safe to Spend on their lock screen, in real time.
Sharing is the headline feature of OneTruth Money. Inviting a co-decider takes 30 seconds and turns on the live lock-screen widget for both of you.
Invite
- Open OneTruth Money → Settings → Workspaces → choose the workspace you want to share (most people start with Personal).
- Tap Invite someone.
- Pick the role: Editor (can change everything), Commenter (can add notes), or Viewer (read-only).
- Send the invite by Messages, email, or copy a link.
They see what you see
The moment they accept the invite:
- They see the same Safe to Spend number you do.
- They see the same upcoming bills, reserves, and goals.
- Their lock-screen widget updates the moment any of those numbers change — without anyone opening the app.
- The activity feed shows who did what, when.
What they don't see
- Your bank login or any credentials. The Plaid connection is tied to the workspace owner.
- Anything outside the workspace you shared. Personal vs. Family vs. Side Hustle workspaces are independent.
Members are free
Members invited as commenter or viewer roles are free, forever. Editors require their own subscription if they want to own a workspace. A single yearly plan typically lights up 4–8 phones in a household.
Apple Family Sharing autodiscovery
If your iCloud household has Family Sharing on, OneTruth Money detects family members automatically and offers a one-tap invite. The first 4 phones in your family go live in 90 seconds.